Privacy Policy

Privacy Policy

African Development Center ("ADC," "we," "us," and "our") respects your privacy and is committed to protecting it through compliance with this Privacy Policy ("Privacy Policy"). This Privacy Policy describes how we collect and use your personal information when you visit our website at https://www.adcminnesota.org, apply for loans, or otherwise engage with our services. Please read this Privacy Policy carefully to understand our policies and practices regarding your personal information and how we will handle it. By using our services, you agree to the practices described in this Privacy Policy.

We may update this Privacy Policy from time to time. Your continued use of our website and services after any changes to this Privacy Policy will signify your acceptance of those changes. Please check the Privacy Policy periodically for updates.

1. The Types of Information We Collect

  • Personal Information: Includes data like your name, address, email, phone number, and financial details, which you provide when applying for loans or engaging with our services.
  • Non-Personal Information: Data that does not personally identify you, such as demographic info, browser type, and browsing behavior on our website. This helps us improve our services.

How We Collect Information

Directly from you: When you fill out forms, submit applications, inquire about services, or engage in any interaction with us (online or offline).

2. How We Use Your Information
We use the information we collect for purposes such as loan processing, customer support, service improvement, communication about ADC programs, compliance with legal obligations, and more.

3. How We Protect Your Information
We employ reasonable safeguards to protect your personal data from unauthorized access, use, or disclosure. However, no security system is impenetrable.

4. Sharing Your Information
ADC does not sell or rent your personal information to third parties for marketing or promotional purposes. We share personal information only in the following circumstances:

  • Service Providers: We may share personal information with third-party vendors who assist in delivering our services (e.g., loan processing, customer support). These providers are contractually required to protect your data and use it only as necessary to perform their services.
  • Legal Compliance: We may disclose your personal information to comply with legal requirements or respond to legal processes.
  • Business Partners/ Funders : We may share your information with third parties for joint services or marketing opportunities, but only in compliance with applicable law and privacy standards.
  • Data Sharing Restrictions: We do not share sensitive personal data with third parties unless required by law or for essential services. All of the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, except for aggregators and providers of the Text Message services.
  • Mobile Information: No mobile information will be shared with third parties or affiliates for marketing/promotional purposes. We only share necessary data with text messaging service providers for operational purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties."

5. Your Rights Regarding Your Information

  • Access and Correction: You have the right to request access to or corrections of your personal information.
  • Deletion: You can request deletion of your personal information, subject to legal obligations.
  • Opt-Out of Marketing: You can opt out of marketing communications at any time.
  • Data Retention: We retain your data only as necessary to fulfill its purpose or as required by law.

6. Data Retention
We will retain your personal information as long as necessary to fulfill the purposes for which it was collected or as required by law. Once retention requirements are met, we may anonymize your data for statistical purposes.

7. Cookies and Tracking Technologies
We use cookies to enhance user experience and analyze website traffic. You can manage cookie preferences in your browser settings.

8. Contact Us
If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at:

 

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