With ADC, you can start or expand a business with the confidence that you have the knowledge for success and an effective community advocate.

Entrepreneurial Training Program

Entrepreneur trainings/workshops are held throughout the year with two-day classes scheduled in the Twin Cities for February, April, June, August, October, and December. Classes in Greater Minnesota are scheduled on need basis. During this class, prospective and new business owners should understand HOW TO WRITE A BUSINESS PLAN:

  • A BUSINESS PLAN is a tool for understanding how your business is put together. You can use it to monitor progress, hold yourself accountable and control the business's fate. And of course, it's a sales and recruiting tool for courting key employees or future investors. Writing out your business plan forces you to review everything such as your value proposition, marketing assumptions, operations, financial, and staffing plans. As part of your operational plan, you'll lay out major marketing and operational milestones. The plan becomes a baseline for monitoring your progress.

    But even more than a tool for after-the-fact learning, a plan is how you drive the future. When you write, "We expect 50 customers by the end of year one," it's not a passive prediction-you don't just wait for the customers to show up. It becomes your sales force's goal. The plan lays out targets in all major areas: sales, expense items, hiring positions and financing goals. Once laid out, the targets become performance goals. So viewing your plan as a fund-raising tool is just the beginning of the story. You'll use the plan for so much more-for managing yourself, for operating the business and for recruiting. And of course, a well-written plan is great for attracting talent.

Financing / Small Business Loans

Eligibility Requirements: Successful completion of the ADC Business Development workshop or a business that has a proven record of successful operations for more than a year.

ADC’s loans are for those who don’t qualify for traditional financing. Loan are available to small and medium-sized businesses located in the Twin Cities metro, St. Cloud, Rochester, Owatonna, Faribault, Mankato, Willmar and Marshall. Eligible borrowers include individuals, partnerships, corporations, and cooperatives. The money for the loan fund may come from different sources; some of those sources limit where, geographically, the funds can be used.

Loan Products


For startups and existing small businesses, loans up to $50,000.

Small Business Loans:

For Startups and existing businesses, loans from $50,000 - $250,000. ADC is an approved SBA Community Advantage (CA) lender. These loans benefit businesses operating in underserved areas for working capital, etc. These are 7(a) SBA Guaranteed Loans.

Sharia Compliant / Asset Based Financing:

For startups and existing small businesses. Buy and sell agreements for assets like vehicles, equipment etc.

ADC’s loans include -

Fixed interest rate / ROI, Monthly repayment for up to 5 years, No pre-payment penalty, One-time commitment fee, plus collateral filing fees, Complimentary post-loan support (Technical Assistance): accounting, marketing, human resources, legal, and more

ADC’s loans can be used for -

Leasehold improvements, inventory, supplies, working capital, machinery or equipment purchases etc.

Participating on Business Technical Assistance Program (B-TAP)

The Business Technical Assistance Program or B-TAP program was created to provide consulting support to businesses located in the City of Minneapolis. Through B-TAP, the City contracts with local non-profit organizations focused on entrepreneur training and economic development to provide direct services to new and existing businesses. Small- and medium-sized businesses located in Minneapolis are eligible to receive the services. Considering starting a new business in Minneapolis,
Looking to expand business operations in Minneapolis, Pursuing certification as a Minority- or Woman- Owned Disadvantaged Business, Need general business advice.

Click here for more info on how your business can access these services through Minneapolis B-TAP program.