Chris Guarnera is Vice President of Commercial Services with Richfield Bloomington Credit Union (RBCU) where he assists commercial clients in the areas of financial literacy, identifying business opportunities and offering financing solutions. After a fourteen-year career in the restaurant/hospitality industry, Chris transitioned to commercial lending in 2007 with Premier Banks. Prior to his current role with RBCU, Chris was part of the SBA department of Sunrise Banks as VP - SBA Lending, specializing in SBA 7(a) and Express loans. He graduated from the University of St. Thomas with a degree in Business Administration – Entrepreneurship. Chris enjoys volunteering within his community as well as spending time with his wife and two teenaged sons.